Is the identification, assessment, and prioritization of risks followed by coordinated and economical application of resources to minimize, monitor, and control the probability and/or impact of unfortunate events. Risks can come from accidents, legal liabilities, uncertainty in financial markets, project failures,credit risk, natural causes and disasters as well as deliberate attacks from an adversary.  |
The strategies to manage risk include transferring the risk or impact of unfortunate event to another party, avoiding the risk, reducing the negative effect of the risk, and accepting some or all of the consequences of a particular risk. |
 Two products for Personal Risk Management are pre-paid legal plans and supplemental health insurance policies.  We live in a legalistic society where lawyers are advertizing for people to come forward and give the general public a reason people owe them money. With the lack of disposable income of people that work and the high unemployment rate, people that may not have filed a law suit before are doing it now. GET PROTECTED http://www.touchonppl.com/ |
Health care, in it's currant shape, with high deductibles and co-insurance, the out of pocket cost is at an all time high. We have come to an understanding that most people are living check to check and will have a hardship when a $500.00, $1,000.00 dollar (or higher) deductible needs to be meet much less co-payments and time off work. That's why supplemental insurance policies are so important right now. These policies pay you cash benefits that help lower or eliminate your out of pocket cost. Please contact us to go over your current healthcare plan. |
Our Collaborative Approach |
Together we will complete Touchon & Companys proprietary Risk Management Profile Index which measures your organization's current state of PRM activity, delivering a current readiness score and measuring your appetite for ongoing employee engagement activities. Based on these scores and other information gathered during our assessment process, Touchon & Companys PRM team will outline a PRM strategy for your organization. |
Together your organization and Touchon & Co. will review the PRM strategy outline and make decisions about how to implement the plan. Ongoing measurement criteria and progress reviews will be established to monitor achievement and adjust activities as needed to sustain employee engagement. Together we will implement a customized, strategic approach for long-term healthcare cost reduction that fits your company's goals and company culture. |
As an employee You may have found out the hard way that the cost of your health insurance at work is manageable but when you add your child it goes up a significant amount. You may want to get a quote from an outside source. To get an idea what the cost would be for your child or spouse, get a quote on a personal healthcare plan from us. http://www.getme.mymedquote.com/ You can even apply online |